Mutual Funds are provided by Equity Associates Inc., a Mutual Fund Dealer. All other products sold other than mutual funds are not supervised or the responsibility of Equity Associates Inc.
The information contained herein is for Ontario residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.
Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.
Your ad-visor may also offer insurance related products, tax or mortgage services; provided that they are duly registered to do so under applicable legislation and the dealer approves such activity to be conducted outside of the dealer. Any activities related to such other occupation are not the business of the dealer and are not the responsibility of the dealer.
The recommendations and opinions expressed are those of LifeTime Financial Services and do not necessarily reflect those of Equity Associates Inc., and are not specifically endorsed by LifeTime Financial Services or Equity Associates Inc.
The articles on this site are not intended to provide individual financial, legal, tax or investment advice but rather is to be used for information purposes only. Particular investment or trading strategies should be evaluated relative to each individual’s objectives.
After about 3 months of isolation we are all getting tired of reading about it so I thought it would be nice to return to basics and talk about the difference between saving and investing. This article from Fidelity explains…Continue Reading
Happy New Year everyone. I hope you all have a great year! Have you made any resolutions for 2020? Have you set any goals? Have you completed your goals in the past or are does your motivation decline as the…Continue Reading
Figuring out your income when you retire can be difficult. There are tons of books and articles that seem to offer easy to follow recipes about how to manage the multiple sources of your income in retirement. There is, however,…Continue Reading
Last time I talked about the importance of life insurance and how it can help your family if a life ending tragedy were to occur. This time around I would like to discuss another under appreciated insurance product that can…Continue Reading
There is no question that our concept of retirement is changing. There are different expectations between generations and genders. Even spouses may have different expectations. Have a look at this article by Peter Wouters for some interesting statistics. Do you…Continue Reading
Since we are in the middle of RRSP season, I thought I would list some of the great reasons to open a Registered Retirement Savings Plan (RRSP) to save for your retirement. Here are the top 6 reasons to open…Continue Reading
Saving and investing can seem complicated and this often leads to a paralysis of action. There is so much information, it can be hard to determine what is right for you. Faced with too much to process, it is easier…Continue Reading
Planning for your retirement can seem like an overwhelming task. It is so far away and the amount of money needed to save appears like an insurmountable sum. It is so much easier to focus on the here and now. …Continue Reading
The past few months I have written about the link between stress, health, and finances. I would like to continue the discussion by focusing on how stress can impact your financial decisions and discuss some strategies to help mitigate the…Continue Reading
Last month I talked about the importance of managing your cash flow and how it forms the basis of a solid financial foundation – and reduce stress. This month, I want to talk about a few simple savings strategies to…Continue Reading