Mutual Funds are provided by Equity Associates Inc., a Mutual Fund Dealer. All other products sold other than mutual funds are not supervised or the responsibility of Equity Associates Inc.
The information contained herein is for Ontario residents only and does not constitute an offer to sell or solicit sales in any other Canadian or foreign jurisdictions.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Fund values change frequently and past performance may not be repeated.
Your advisor may also offer insurance related products, tax or mortgage services; provided that they are duly registered to do so under applicable legislation and the dealer approves such activity to be conducted outside of the dealer. Any activities related to such other occupation are not the business of the dealer and are not the responsibility of the dealer. Insurance products and services are provided through Financial Horizons Group.
The recommendations and opinions expressed are those of Lifetime Financial Services and do not necessarily reflect those of Equity Associates Inc., and are not specifically endorsed by Lifetime Financial Services or Equity Associates Inc.
The articles on this site are not intended to provide individual financial, legal, tax or investment advice but rather is to be used for information purposes only. Particular investment or trading strategies should be evaluated relative to each individual’s objectives.
In June I asked, “Can you afford to get sick?”. I encouraged you to look at your present situation and see how your family and you would be able to financially respond to a medical emergency. That article also had…Continue Reading
As an advisor, I find it very helpful to know what the people managing the mutual funds that I recommend think about the markets, the economy, and where they think they can make money. I think more investors should take…Continue Reading
I wanted to share this article from Brian Levitt, an analyst with Invesco Canada. It provides an interesting picture of the markets during the last year and questions one of the “rules of investing” – buy low and sell high….Continue Reading
Much has changed for us in the last year, and when it comes to the markets, the pandemic has raised many questions. I am happy to offer this presentation in conjunction with Franklin Templeton that covers historical market shocks, human…Continue Reading
Let’s face it, we are living in a stressful time. Most of us are dealing with issues that we never expected to have. We are changing the way we behave and work, whether we want to or not. Part of…Continue Reading
A couple of years ago I wanted a new deck. I checked around and found out what the professionals were charging, and I thought that it was too much. How difficult is it to build a deck? After a little…Continue Reading
After about 3 months of isolation we are all getting tired of reading about it so I thought it would be nice to return to basics and talk about the difference between saving and investing. This article from Fidelity explains…Continue Reading
Happy New Year everyone. I hope you all have a great year! Have you made any resolutions for 2020? Have you set any goals? Have you completed your goals in the past or are does your motivation decline as the…Continue Reading
Figuring out your income when you retire can be difficult. There are tons of books and articles that seem to offer easy to follow recipes about how to manage the multiple sources of your income in retirement. There is, however,…Continue Reading
Last time I talked about the importance of life insurance and how it can help your family if a life ending tragedy were to occur. This time around I would like to discuss another under appreciated insurance product that can…Continue Reading